Taking Advantage of Your 2014 Dental Insurance Benefits

2014 is winding down, and in the midst of all the holiday preparations, going to the dentist might not top your list of things to do- but it should.  As the year comes to a close, so do most dental insurance benefits. For most PPO dental insurance plans, the close of the calendar year also means the expiration of unused dental insurance funds.

Dental Insurance Benefits- Use Them of Lose Them

Dental insurance plans are set up to provide regular dental maintenance such as cleanings and check-ups twice per year.  In addition, there is usually an annual maximum payment available to take care of the cost of dental repairs such as fillings, crowns and dental bridges.  Unused funds do not typically roll over into the new year on January 1, rather they expire unused.

Are You Due For a Check-Up?

Insurance members should stay on track with regular dental cleanings and exams, because most of the time they are available through the plan at no cost to you.  If it has been six months or more since your last dental appointment, now is a good time to schedule a cleaning.  Taking advantage of this year's dental benefits maximum will ensure that your 2015 dental maximum is fully available should you need dental work in the coming year. 

Need Extensive Dental Work?

If you know you need some dental work, starting it this year staging it in phases can work to your financial benefit.  Schedule a portion of your dental work before the end of the year, and the remainder in 2015 when your benefits renew in order to maximize the contribution from your dental insurance carrier.

Forest Lane Dental is a Preferred Provider

One of the perks of using dental insurance with a preferred provider is that the total cost of dental treatment is contractually discounted for members of the plan.  Dr. Jack E. Burroughs of Forest Lane Dental is a preferred provider for most of the popular PPO dental insurance plans including:

• Aetna

• Assurant

• Blue Cross Blue Shield

• Cigna

• Delta Dental

• Dental Select

• Dentemax

• Guardian

• Humana

• Metlife

• United Health Care

• United Concordia

Forest Lane Dental also participates with numerous other dental plans and DMO's, and will file to your insurance plan for you.  Contact your Dallas dentist today to schedule an appointment today.